As a Medisave accredited dental clinic, patients may be able to claim a portion of their dental expenses from their CPF Medisave Account.
In order to be able to claim from your Medisave account, you will need to meet the following requirements.
In the event that you do not have an account or have insufficient balance, your immediate family members would be able to pay for you using their Medisave accounts.
Medisave is only claimable for dental treatments that involve surgery due to medical reasons. Hence, you will be able to claim the following:
You will not be able to use it for non-surgical, cosmetic or aesthetic dental treatments such as:
Note:
You will be able to enjoy non-surgical treatments at a subsidised rate if you have a CHAS/MG/PG card.
Please refer to our full list of dental treatments available for CHAS subsidy.
If you have sufficient funds in your Medisave account, you will only be required to pay the difference between the total sum and Medisave portion upfront.
However, if you do not have sufficient funds in your Medisave account, a partial or full sum will be collected from you on the same day of your appointment.
Flexi-Medisave is a scheme introduced by the Ministry of Health (MOH) that allows seniors to use part of their Medisave savings for approved outpatient treatments at participating clinics.
Eligible patients aged 60 and above can use the Flexi-Medisave scheme for selected dental treatments and procedures.
Under the current scheme, eligible patients can withdraw up to $400 per year from their Medisave account for approved dental treatments. Patients may also use their spouse’s Medisave account if the spouse is aged 60 and above and has sufficient Medisave funds available.
Note: The $400 withdrawal limit is applied on a per-patient basis, regardless of whether the claim is made using the patient’s own Medisave account or their spouse’s Medisave account.
You qualify for Flexi-Medisave if:
From 1 June 2026 onwards, Flexi-Medisave can be used for selected restorative dental treatments at participating CHAS dental clinics and public healthcare institutions.
Eligible treatments include:
Flexi-Medisave cannot be used for routine, cosmetic, or aesthetic dental treatments, including:
If you would like to check whether your treatment is claimable under Flexi-Medisave, please contact us.
According to the CPF Board, only dental treatments that involve surgery and performed due to medical reasons is MediSave claimable.
You will be able to enjoy non-surgical treatments at subsidised rates if you have a CHAS card.
The exact amount that you will be able to claim is determined by specific codes based on the surgical procedures done.
Your attending dentist will assess the amount claimable upon completion of the surgery based on a fixed withdrawal limit set by the Ministry of Health. You can refer to the Table of Surgical Procedures for more information.
Medisave can generally be used by eligible CPF members aged 18 and above for approved surgical dental procedures, such as wisdom tooth surgery and dental implants.
Flexi-Medisave, on the other hand, is meant for seniors aged 60 and above and covers selected dental treatments, including root canal treatment and permanent dental crowns.
Yes, eligible patients can use both CHAS subsidies and Flexi-Medisave together for approved dental treatments. In most cases, the CHAS subsidy will be applied first, followed by Flexi-Medisave claims for the remaining eligible amount. This can help reduce overall out-of-pocket costs for eligible seniors.
Patients are encouraged to check with the dental clinic prior to treatment regarding claim eligibility and estimated payable amounts.
