Dental insurance refers to a type of insurance that covers dental treatments and surgical procedures such as dental implants and root canal treatment.
i.Dental has partnered with several insurance providers to ensure that your dental care expenses remain affordable.
Disclaimer: Please note that the information found on this page is intended for general knowledge only, and should not be considered as financial advice. You are recommended to speak to a qualified professional to find out about dental insurance in greater detail.
Depending on the type of dental insurance and coverage you have, you may be eligible for direct billing at our clinics. In some cases, you might need to cover the cost of treatment in advance and file your own insurance claims.
As insurance policies can vary significantly between providers, we recommend verifying your insurance coverage and claims procedures before scheduling any dental services.
We accept a variety of insurance plans, including:
For a full list of our dental insurance partners, please contact us.
Preventive dental coverage is designed to cover the cost of services that seek to prevent serious dental issues. These services are usually fully covered by dental insurance and include procedures such as:
On top of preventive dental services, this tier of dental coverage includes treatments such as:
This tier of insurance provides the highest level of dental coverage. It is designed to cover the costs of more complex procedures such as:
There are 2 main types of dental insurance in Singapore which you can claim – private dental insurance and employer-sponsored dental insurance.
Employer-sponsored dental insurance is typically provided by a business as part of its employee benefits package. While employers usually pay for the insurance, employees may be required to pay a subsidised fee when claiming any treatments.
For example, your employer may have signed up with insurance providers such as AHB and IHP to offer dental coverage for employees during their period of employment. The payment structure could involve a co-payment system or other financial arrangements.
You can always check with your Human Resources department to get the latest list of dental clinics which are listed under your company’s insurance panel.
Private dental insurance refers to an insurance plan that is not sponsored by an employer. Those who are looking to buy private insurance can reach out directly to insurance professionals for more information.
From dental coverage and exclusions to cost and expenses, there are many factors to take into consideration when choosing the right dental insurance plan for you and your family.
Find the most cost-efficient plan by comparing monthly premiums and copayments. Check if the deductible fits your budget.
Higher deductibles mean lower premiums but higher out-of-pocket costs when you claim.
You may want to opt for a plan that has a comprehensive network of trusted and reliable dental service providers.
A waiting period refers to the minimum amount of time one must wait before their dental coverage comes into effect.
When choosing a plan, be aware of such restrictions and plan your dental appointments accordingly.
Dental insurance helps to reduce your out-of-pocket expenses for preventive check-ups and restorative dentistry procedures, as well as major procedures like emergency treatments.
By getting dental insurance in Singapore, you will gain access to a wide network of trusted dental clinics and the opportunity to receive dental care from professional service providers that may not have been affordable without insurance.
For families, especially those with children, dental costs can be a significant financial burden. Some insurance providers may offer family packages that provide coverage for multiple members, helping to reduce cost and promote better dental health for everyone in your household.
Here are several reasons why it is important to get dental insurance in Singapore:
If you are looking to buy dental insurance, you can check with your preferred insurance provider for more information on specific dental plans.
As an estimate, dental insurance in Singapore can cost anywhere between $300 to $600 annually for an individual policy. The cost can vary depending on several factors such as:
There are many good dental insurance plans in Singapore, each with its own benefits and limitations. You are recommended to seek insurance professionals for advice on which dental plan will best suit your needs and financial situation.
Typically, most cosmetic dentistry procedures are not covered by dental insurance. However, dental coverage is dependent on one’s policy and determined on a case-by-case basis.
For a cosmetic procedure to be guaranteed coverage, it has to be deemed as a medically mandatory treatment by the insurer.
Yes, expats and foreigners can get dental insurance in Singapore. Many private insurance providers offer dental plans to both residents and non-residents.
However, some insurance companies may have certain restrictions or requirements for non-residents when it comes to getting insured for dental procedures.
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