The Baby Bonus Scheme in Singapore supports families by easing the cost of raising children. It is a crucial part of the Marriage and Parenthood Package, offering a Cash Gift and contributions to the Child Development Account (CDA), which can be used for essential services, including dental care for children.
As a Baby Bonus Approved Institution and a CDA Approved dental clinic in Singapore, i.Dental is committed to providing comprehensive dental services that cater to the needs of your growing family.
The CDA is a special savings scheme under the Baby Bonus Scheme, designed to help parents in Singapore manage the cost of raising their child. It provides financial support for essential expenses such as healthcare, education and dental services at CDA-approved institutions.
The CDA is part of the broader Marriage and Parenthood Package and was enhanced in 2015 and 2016 to further ease the financial burden of child raising.
Parents have to first register their child for the Baby Bonus Scheme at LifeSG, via LifeSG mobile app or through the MSF website. They will need to log in using their Singpass and complete the application form, providing details such as their child’s birth certificate number and their preferred CDA bank (DBS, OCBC or UOB).
After approval, the selected bank will open the CDA within 3 to 5 working days. The government provides 2 key benefits through the CDA:
An initial grant deposited by the government when the CDA is opened, even if parents don’t contribute.
For every dollar parents deposit into the CDA, the government matches it, up to a specified cap based on the child’s birth order. This means the more parents save, the more financial support they receive for their child’s essential needs.
CDA funds are versatile and can be utilised at Baby Bonus Approved Institutions for a wide array of expenses:
*CDA funds are applicable for dental procedures including consultations, scaling and polishing, as well as for orthodontic treatments at your kid’s dentist such as braces for kids.
The Baby Bonus Scheme was updated in 2023 to offer parents greater support. With the newly enhanced scheme, you can receive a cash gift of up to $11,000 for your first 2 children, and $13,000 for the subsequent children.
The CDA First Step Grant has also increased from $3,000 to $5,000. In addition, the government will match your savings in the CDA up to specific caps, which can help with your child’s care and medical costs.
i.Dental is an approved institution under the Baby Bonus Scheme. You can use your child’s CDA funds for dental services at any of our clinics across Singapore.
The Baby Bonus Scheme covers a range of essential dental treatments, including routine dental check-ups, basic procedures such as tooth fillings and extractions, as well as orthodontic treatments like braces or Invisalign.
To ensure coverage for specific treatments, we recommend checking with our clinics directly.
Yes, CDA funds can be used for braces for kids, which are recognised as dental treatments covered under this scheme.
Yes, at i.Dental, a child’s Baby Bonus can be used for their sibling’s dental treatments. According to MCYS regulations, the birth certificates of both children are required to verify the sibling relationship for recurrent expenses and one-off expenses over $500.
